The purpose of the SIA "BRETAGNEINVEST BANK" Privacy Policy (hereinafter - Privacy Policy ) besteht darin, natürlichen Personen Informationen über Zweck, Umfang, Schutz, Verarbeitungsdauer und die Rechte der betroffenen Person bei der Datenerhebung und -verarbeitung bereitzustellen.
You can contact the BRETAGNEINVEST BANK data protection specialist and ask questions regarding the processing of personal data at the following email address: kontakt@bretagne-invest.com.
Personal data is any information relating to an identified or identifiable natural person (hereinafter " concerned Data Subject") – potential/current/former customer, client, heir, payer, representative of these persons, contact person, or any other third party involved in the lending process, including creditworthiness assessment procedures (e.g., third-party data in documents submitted by the client)..
| No. | Data Category | Example |
|---|---|---|
| 1 | Personal identification data | First name, last name, personal ID number, date of birth, ID card details, passport no., photo of the data subject. |
| 2 | Contact details | Actual residential address, declared residential address, phone number, email address. |
| 3 | Professional (employment) data | Employer details, length of service, job title. |
| 4 | Data on related parties | Information on the number of dependents, heirs, and other close persons. |
| 5 | Financial data | Information on assets, transactions, liabilities, income and origin, salary, financial obligations. |
| 6 | Due Diligence data | Data obtained for the prevention of money laundering and terrorist financing. |
| 7 | Creditworthiness data | External debt status, credit risk assessment, solvency status. |
| 8 | Customer data | Customer contract, application number, registration date, status. |
| 9 | Customer segmentation data | Age group, language, gender, etc.. |
| 10 | Service and transaction data | Contract number, signature date, transactions, interest, service fees. |
| 11 | Billing data | Bank account number, invoice number, date, amount, debt amount. |
| 12 | Total liability data | Creditor's name, monthly payment, number of months. |
| 13 | Data from customer surveys | Survey name, date sent, date answered, questions and answers. |
| 14 | Call recording data | Customer service call recordings, date and time. |
| 15 | Submission data | Application number, registration/decision date, type, description. |
| 16 | Customer portal access data | Personal code, password, or bank/Smart-ID data. |
BRETAGNEINVEST BANK may perform automated decision-making regarding the data subject when assessing creditworthiness before entering into contractual relations.
The assessment of creditworthiness by automated decision is required before the conclusion of a contract between the data subject and BRETAGNEINVEST BANK.
BRETAGNEINVEST BANK provides, upon request by the data subject, information about the processing in a concise form.
Upon justified request by the data subject, BRETAGNEINVEST BANK will ensure rectification if data is incomplete or incorrect.
The data subject has the right to request the erasure of personal data if consent has been withdrawn.
